You might consider doing business with an independent agent versus a direct writer for many reasons. Whether this is for your personal insurance or your business insurance, this applies. Here are just a few reasons to consider:
- Options: Everybody likes options. Do you want to have good options? And that’s why you work with an independent agent. Independent agents represent several insurance carriers, and you, the consumer, have options. Options are always the best thing for you. That means the agent is looking out for you and presents you with several options to consider, which might be the best option for your personal or business insurance needs.
- Unbiased Advice: Independent Agents are just that, independent. We can give you, the client, the best-unbiased advice regarding carrier selection, claim, service, and coverage. These are things that you need to consider when you are looking at purchasing insurance.
- Claims assistance and advocacy: Working with an independent agent is a huge benefit. You have somebody you can call, somebody that you know, somebody that you trust, somebody that you chose to do business with, and that can help and guide you through the claims process, which can be a very stressful experience, depending on the claim. You want somebody on the other side of that phone which is empathetic and understands your needs at that time.
- Service: You get service from someone you know, like, and trust and you choose to do business with. You don’t have to call an 800 number and wonder who you might pick up. You do business the way you want with that agent—local, personalized service.
You choose to do business with an independent agency for many reasons, and I hope this helps you and your insurance buying experience. Hopefully, you decide to do business with LaTorre Insurance Agency!